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So, in the case of a senior citizen, the premiums will be higher as compared to an insured person who is young.<br><br>And the next morning her 76-year-old band mate Diana Ross (far right) released a statement on Twitter; also seen is Florence Ballard, far left" class="blkBorder img-share" /> <br>The way they were: The Supremes singer Mary Wilson (center) died suddenly at the age of 76, it was revealed on Monday.<br><br>Traditional term insurance policies only offer death benefit in case the insured dies within the policy term. However, if you want to get maturity benefit, then you can buy 'Return of Premium Term Plan'.<br>Under this policy, if you survive the policy term, then you get all the premiums back.<br><br>The best thing about a road trip is not the destination but the journey.<br>The trippers want to run away from their day-to-day life not to visit an exotic location only, but to linger the charismatic journey.<br><br>And, sometimes, the nomadic lifestyle on the lap of Mother Nature makes the trippers more rejuvenated than an average trip consists of ticket booking; spend days in five-star restaurants, having excellent meals and so on.<br><br>You need to be able to change direction and come up with the right move there and then in the moment, not next week. You need to have the science, i.e. you need to know what you're doing, have a strong idea of how you are helping people change, be able to follow a counselling system or a manualised therapy. 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